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Find a home in Abuja without the surprises.

No agent fees. Your deposit held safely by 4U where the landlord allows it.

See what is availableI have a property to let
  • Visited in person and signed off by name
  • Full cost shown before you pay
  • No viewing charge

What you pay without 4U, and with it.

Set the rent. The left side is a typical Abuja agent; the right is us.

₦2,500,000per year

₦500,000₦20,000,000
What you pay renting through an agent, compared with 4U
ItemWith 4UVerified · Protected
Annual rent₦2,500,000
Agent commission₦0
Inspection fee₦0
Legal fee₦250,000
Caution fee₦250,000Held by 4U where the landlord chose protection; returned minus agreed deductions
Service chargeVariesShown in full on the listing, before you pay
4U platform fee₦87,500
You pay up front₦3,087,500
You keep, compared with an agent₦182,500 – ₦307,500

Agent-side figures are typical for Abuja and vary by agent, which is why the agent’s commission is shown as a range. A service charge depends on the building and is the same whichever way you rent, so it is not in either total. 4U’s fee is today’s rate; a change never affects a payment already made.

How it works

Four steps, and you see it before you pay. The promises underneath them, in full.

  1. 1

    Find a property

    Browse without an account. Every listing shows the annual rent, the caution fee, the legal fee and what 4U charges, added up, before you do anything.

  2. 2

    Verify who you are

    Before you can request a viewing you upload an ID. This is the only gate, and it exists because a viewing sends a real person to a real address.

  3. 3

    Go and see it

    A 4U officer meets you at the property. You get thirty minutes as a guide, not a limit — nobody will end your viewing because a timer expired.

  4. 4

    Pay through 4U

    You pay the amount you were shown, in one payment or in instalments where the landlord has agreed to them. Your tenancy starts when the payment confirms.

For landlords

Free to list your property.

No listing fee and no monthly fee. 4U earns only when your property lets, and the tenant pays that fee, itemised.

  • An officer visits and signs the listing off by name
  • Tenants verify their identity before they can view
  • The whole cost is shown to tenants before they pay
  • Payment is collected through 4U, not chased by you

What 4U does and does not cover

List a propertyHow letting through 4U works

What 4U charges

3.5% of the annual rent, capped at ₦350,000. The tenant pays it, itemised, on the same bill as your rent.

On a ₦2,500,000 letting

Annual rent to you₦2,500,000
4U platform fee · 3.5%₦87,500
Rent + 4U fee₦2,587,500

The tenant also pays the legal and caution fees, each shown on its own line.

No listing fee, no monthly fee, and nothing charged for an inspection — we pay for the officer's transport. If the property never lets, 4U earns nothing from it.

Questions

The ones people ask before they trust anybody with a year's rent.

What is the SOS button?

Emergency (SOS) is in the menu and at the foot of every page. It needs no account. Your alert goes to the 4U EasyLiving response desk. Our team will contact the emergency services on your behalf and stay with you until help arrives. If you can, call 112 or 199 directly as well. How it works

Do I pay an agent fee or a viewing charge?

No. You pay the rent, the caution fee, the legal fee and what 4U charges — 3.5% of the annual rent, capped at ₦350,000 — with every line shown in full before you commit. Nothing is saved for the end.

What does the verification seal mean?

A named 4U officer physically stood inside the property on a stated date. The listing shows both — “Visited 14 August · Ibrahim A.” — because a mark without a person behind it is a logo.

A property marked Listing soon has not been visited yet and carries no seal at all. Not a grey one, not a pending one: none.

Who holds my caution fee?

Where a landlord has chosen it, 4U holds your caution fee and returns it at the end of the tenancy, less any damages we agree are yours. The listing says so before you pay.

Where a landlord holds it themselves, the listing says that instead. It is a filter on the search page, so you can look only at properties where we hold it.

The caution fee covers damages only. It is never taken to cover unpaid rent.

Is the SOS button an emergency service?

Your alert goes to the 4U EasyLiving response desk. Our team will contact the emergency services on your behalf and stay with you until help arrives. If you can, call 112 or 199 directly as well.

4U is not an emergency service. We do not send police, fire or ambulance ourselves. If you can, call 112 or 199 directly as well.

The button needs no account and is never rate limited. Pressing it repeatedly is expected, not abuse.

Can I pay in instalments?

Where the landlord has agreed to them, in two or three. The first covers all fees, the caution fee and the legal fee in full plus the first portion of rent. Listings that allow it say Instalments.

I am a landlord. Does 4U guarantee my rent?

4U does not guarantee your rent. We are not a party to your tenancy agreement, we do not underwrite your income, and if a tenant stops paying, that is a matter between you and them. We will show you the arrears in your dashboard and we will not pretend it is something we have insured.

We also do not value your property, act as your agent in negotiations, or manage it on your behalf unless you have signed a separate management mandate.

Find a home

Somebody from 4U has stood inside every property on this site, and every one lists what it costs to move in.